We went to look into buying another car for our family today. It is a hard job just to find out what payments will be. We started out before lunch and finished up around 4:30 and I still have to go Monday afternoon to sign more papers. The salesman told us we may be able to get a lower interest rate on Mon. Anyway this is my tale of buying a new car.
I have known for months that we were going to need another car since Matthew is going away to college next fall. I have been looking on line and on the actual lots for an SUV or a car. I could not make up my mind what I wanted. In March we rented a Nissan Altima to travel to Washington in. I liked the car very much and it got great gas mileage. I started leaning toward the Nissans after that trip. One day last week I heard that our local Nissan dealership was running a special with 0 Down and low interest rates so I decided I wanted to check them out.
Well they kept trying to sell me a brand new 2013 car and I knew I could not get the payments where I needed them to be. I finally point blank asked them if they had any pre-owned cars even though I had mentioned that I several times that I would be interested in them. Well he then looked at the pre-owned cars and came up with several and I liked one of them. They said it would take about 5 minutes but ended up taking about 45 minutes. I had already waited several hours earlier while they were trying to get me in a new car. The salesman finally said he wanted e to sign some paper and come back on Monday and they may be able to get a cheaper interest rate. The whole process took almost 5 hours. I am worn out now.
I will still have to get a tag and do the insurance thing. I know I will have to pay the car payment (which we have not had a car payment for about 4 years) and probably about $150 or more a month on the insurance. I will have to add Matthew to our insurance too. So on top of $380 payment and the $150 for insurance I will be paying out $530. I hope we can handle this.